Efficient Capital Labs

Efficient Capital Labs (ECL) is a fintech company based in New York, founded in 2022. The company specializes in providing non-dilutive capital to B2B SaaS companies, particularly those in the South Asia-U.S. corridor, while also serving global businesses. ECL aims to democratize access to capital and create a more equitable entrepreneurial ecosystem. ECL offers various financing solutions tailored for SaaS businesses, including revenue-based financing, which allows companies to receive upfront capital based on their monthly and annual recurring revenue. They also provide global financing in USD and local financing in various currencies to support operational scaling. Additionally, ECL enables investors and SaaS companies to launch their own financing products through embedded finance solutions. With over 100 companies financed and more than $70 million originated, ECL is expanding its reach, including plans to enter Singapore and other Southeast Asian markets following a successful $11 million Series A funding round in August 2024. The company's vision is to create a future of borderless capital, empowering founders to grow their businesses on their own terms.